Athletics Victoria is insured through Gow Gates. The insurance program aims to ensure that Athletes, Volunteers, Officials, Members, Clubs, Centres and Member Associations are provided comprehensive insurance coverage.

Through Gow Gates, Athletics Victoria has the following insurance:

  • Public & Products Liability
  • Personal Accident
  • Building and Contents

Athletics Victoria may grant you access to one or more of the above insurances depending on your affiliation or membership.

For non-club, event insurance, please see this page.

Public Liability

What is it?

Protection for you and your business from legal and/or medical costs that arise from an incident connected with your activities. It protects you from the financial risk of being found liable to a third party for death, injury, loss or damage to property (amongst other things).

Who can access Public Liability?

When you affiliate your club (athletic and recreational running) or event organiser group with AV, you gain access to Public Liability insurance.

Coaches may also have access to public liability insurance through Athletics Australia

Personal Injury

What is it?

Protection for participants and volunteers of an organisation for certain costs related to an injury sustained whilst involved in an insured’s activity.

Who can access Personal Injury?

Participants are classified as paid members of either an AV Athletic Club or AV Recreational Running Club. Membership types eligible for access include Athlete and Recreational Runner. Please note that AV Recreational Runners are restricted to low-risk activity and may not be covered if they engage in any high-risk athletic activity such as hurdles, pole vault, hammer throw etc.

Coaches may also have access to personal accident insurance through Athletics Australia.

When am I covered?

Participating in sanctioned activities. As well as:

events, games, tournaments and training sessions and training camps, coaching, the rendering of first aid, volunteering, organising and gaging in social activities, fundraising, BBQ’s and other social gatherings and any other activity incidental thereto